Commercial Express adds pet damage cover to property products

Managing general agent Commercial Express has included pet damage cover as standard to all its residential property owners policies. It says the move was driven by the introduction of the recent Renters’ Rights Act, which makes it easier for tenants to keep pets in rented accommodation.

The added cover comes at no extra cost and Commercial Express says it is there to support landlords who have expressed heightened concerns over potential pet damage in their portfolios as a result of the new legislation.

The cover comes with a £500 excess per claim and includes requirements for a check-in inventory and regular property inspections.

Gary Holmes, head of schemes development at Commercial Express, said: “The rental market is changing and landlords need practical solutions that help them adapt with confidence. The Renters' Rights Act is expected to increase the number of pet-friendly rental properties, but for many landlords the concern has always been how they protect their investment if something goes wrong.

“By including pet damage cover as standard across our residential property owners policies, we’re helping landlords manage that risk without introducing additional cost. It provides meaningful protection while supporting greater flexibility for both landlords and tenants.”


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