Analysis from Aviva shows that 19% of the carrier’s UK home insurance claims between 2020 and 2024 were related to storm damage. It said this aligned with independent research conducted by Censuswide that found 22% of UK homes had suffered storm damage in the past five years. It also found that 12% had experienced flooding and that some form of extreme weather had affected two-fifths of all homes.

Laura Lazarus, head of personal lines home claims at Aviva, said: “Over the last five years, two fifths of homes across the UK have experienced damage from extreme weather, highlighting the significant impact that severe weather can have on our communities, especially if they are underprepared.

“Last winter alone, we faced 12 named storms, and this year, the storm season has started even earlier than usual, with rainy British weather in full force and more storms inevitable.”