Ecclesiastical Insurance investigated more than 280 cases of suspected fraud in 2025, up by 20% on the previous year. Its actions saved more than £3m in fraudulent claims, of which more than £2m was accounted for by bogus casualty claims.

Slips and trips made up around half of the fake casualty claims that Ecclesiastical investigated and disproved. Ecclesiastical said its fraud detection rates had increased from 8.3% in 2024 to 13.8% in 2025.

Ecclesiastical said its anti-fraud work also identified more manipulated estimates, where contractors were supplying strikingly similar quotes. In some cases, quotes were from seemingly phantom contractors with no credible online presence or verifiable business history.

Jeremy Trott, claims director at Ecclesiastical Insurance, said: “Insurance fraud is a crime that continues to cost insurance companies, and ultimately customers, billions of pounds each year and our teams have been working hard to tackle this activity.”

He added: “By investing time, money, and effort into pursuing false claims we can continue to strengthen our defences, support our customers, and reinforce our commitment to preventing fraud across all casualty and property claims. This will help us to deter would be fraudsters and help to protect our customers.”