Ancillary product specialist Addept Insurance has struck an exclusive broker distribution deal with Title Guardian, which is a digital anti-fraud property and identity monitoring tool. Addept will offer Title Guardian as part of its landlord insurance proposition.

It alerts owners if their property is being listed for sale, rented, mortgaged by a lender or registered against a company. It also makes them aware if an application is lodged with HM Land Registry to change the title register.

Richard Finan, managing director of Addept Insurance, said: “We see an increased level of interest from brokers for added-value products and services for their landlord clients. Title Guardian offers landlords increased control of some uninsured areas of property risk.”

John Daw, chief executive officer of Title Guardian, added: “Rental portfolios are vulnerable to fraud from unauthorised sub-letting or tenants using the property for business purposes, to the criminal offence of title fraud. The potential for protracted legal disputes or issues with lenders all have a direct impact on landlords’ assets and income.

“Partnering with Addept Insurance enables us to leverage their knowledge and experience of working with brokers to provide them with a valuable tool that directly addresses an uninsured risk for their for their landlord clients.”