Hiscox UK reported insurance contract written premium of approximately £710.1m for the year ended 31 December 2025. This was up 8.4% on the £637.5m achieved the previous year. Hiscox London Market announced insurance contract written premium of £922m (2024: £907.2m) and an undiscounted combined ratio 85.9% (2024: 88.6%).

At group level, Hiscox increased its insurance contract written premium by 5.9% to £3.7bn. It achieved an undiscounted combined ratio of 87.8% (2024: 89.2%), which it said was the best in a decade. Profit before tax was up by 6.9% to £540.7m.

Aki Hussain, group chief executive officer at Hiscox Ltd, said: “2025 was a pivotal year for Hiscox as we delivered another strong performance and made excellent progress in executing our growth and change strategy. In Hiscox Retail, we have achieved multi-year growth and margin expansion through new products, deeper distribution, the deployment of new technologies and execution of our change programme.

“Our retail markets present a large and attractive opportunity with a long runway of growth on which we are executing at pace. In big-ticket, our specialist expertise and technology capabilities have enabled us to launch new business initiatives, more than offsetting the dynamics of our cycle management actions.”