Aviva has developed a digitally traded contractors combined product that is available on Acturis and will shortly be launched on the insurer’s own Fast Trade platform. Aviva says the product is aimed at self-employed contractors as well as and more established small to mid-sized businesses in the construction sector.

The core public liability cover has limits of £1m, £2m or £5 million. Additional optional covers include employers’ liability of up to £10m as well as contract works, own and hired-in plant and buildings, contents and business interruption.

Rebecca Gambrell, managing director, SME and delegated authorities at Aviva, said: “Brokers have told us they want to place more Contractors Combined business online - not just liability, but a broader mix of risks.

“This launch helps us address an underserved part of the market while making digital trading simpler and more flexible. With a clear appetite, real-time journey and modular cover, we’re enabling brokers to build the right solution for each client and trade more efficiently. Brokers have told us they want to place more contractors combined business online – not just liability, but a broader mix of risks.”