Data from LexisNexis shows that at the end of 2025, Chinese car brands accounted for 1.2% of UK personal lines motor policies, up from 0.6% in 2022. It also suggests that the average age of vehicles is rising while their value is falling.

The data comes from the LexisNexis Insurance Demand Meter UK, which is a biannual analysis of the market. It says the average age of a vehicle has risen from 10 years in H2 2023 to around 10 years and 5 months in H2 2025. Over the same timeframe, average values have dropped by almost £1,000 to approximately £10,000.

The survey also highlights a drop in switching activity and says that in Q4 2025, 21% of policyholders switched provider – the lowest level recorded since Q1 2023.

Tom Lawrie-Fussey, associate vice president of insurance product management, UK and Ireland, at LexisNexis Risk Solutions, said: “Chinese vehicle manufacturers continue to expand their footprint across the UK market. For the insurance industry, this can create challenges where limited historical claims and repair data is available.

“In response we’re seeing an increasing demand for vehicle-level insights at the point of quote and claim, including intelligence about ADAS features that can help insurers assess risk, repairability and potential claims costs.

“At the same time, the market is insuring older cars with depreciating values. Knowing the status, maintenance history and real-time value of these vehicles is central to fair policy pricing and customer transparency throughout the insurance claims process.”